PayPal payments - Dos and Don'ts...

Please be aware that if you pay for an item via PayPal and you send the payment as a gift, you won't be legally covered for any financial loss by PayPal. Therefore we strongly recommend that you use the PayPal 'commercial' payment for 'goods', this will also ensure that your PayPal profile's delivery name and address details are sent with the payment notification to the seller. Easy Peasy!

Paypal's insurance is only valid if you or the seller pays the fees they charge. Unfortunately, they don't seem to offer an option to specify 'I will pay the fees', unless using a Credit Card. So, it should be understood that the seller's prices do not generally reflect incorporation of the fees in the price quoted, so it is the buyer's responsibility to either ask, or to add 20p plus 4% of the total asking price to the amount to be sent.

So, if you are sent a lump of coal, and you have paid as a gift then you won't have a leg to stand on.

Also, do not transfer money or put cash into a strangers bank account as payment for items bought through this forum, again using this method gives you no protection if something happens and you do not receive your goods.

Thank you.

Also, when you send as a gift, the recipient doesn't recieve your address...

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Originally Posted by WilkyWay

Please be aware that if you pay for an item with paypal and you send the payment as a gift, you won't be covered for anything by paypal.

Paypals insurance is only valid if you or the seller pays the fee's they charge.

So if you are sent a lump of coal, and you have paid as a gift then you won't have a leg to stand on.

Thankyou.

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do i have anything to worry bout then as thats what i sent you lol

lol and me, lets hope i don't get a lump of coal instead of my headlights Wilky haha

did you get morretts?

Quote:

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Originally Posted by WilkyWay

Please be aware that if you pay for an item with paypal and you send the payment as a gift, you won't be covered for anything by paypal.

Paypals insurance is only valid if you or the seller pays the fee's they charge.

So if you are sent a lump of coal, and you have paid as a gift then you won't have a leg to stand on.

Thankyou.

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Been bitten Si?

No disrespect intended as i know most on here can be trusted, but i think payent as a gift should be banned for trading on a forum.

If you're trading with someone you know or trust then it should be done away from the forum.

People being ripped off seems to be a common occurence on a lot of forums i use and all of them are down to gifting payments.

Meant to lock this thread, nevermind.

How can we ban it? It's down to the individual user to decide weather they want to pay the fees, to act as insurance.
No I've not been stung, just something that I thought I should bring up.

Rachel and Bevvy, lets just hope I'm trustworthy enough! :D

cheers for the headlights wilky :D

I think gift payments on the forum shouldn't be allowed, isn't hard to add the fees to the asking price and that way everyone is covered.

Incase some of you don't know already, this works out the paypal fee amounts http://www.tutv.co.uk/fresh/bitsandp...paypalcost.php

I think the fee think will be annoying IMO, But i do understand where you are comming from. Why not do some sort of trader perk, if some one has brough something, recieved it and happy then then get good feed back. Abit like ebay tbh, and then the buyer can look on the feedback and if he has a few bad one or something, then it reasures them. Just a thought si

There's a system in use aready Shaun called I trader. I don't think everyone uses it though ...

We have itrader which has been going for years now lol

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Originally Posted by sxh71

I think the fee think will be annoying IMO, But i do understand where you are comming from. Why not do some sort of trader perk, if some one has brough something, recieved it and happy then then get good feed back. Abit like ebay tbh, and then the buyer can look on the feedback and if he has a few bad one or something, then it reasures them. Just a thought si

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How is it annoying £30 with fee's is £32..........simples, but i'd still ask for £30, just people are tight on here

well i gave a trader rating to the people i buyed from but i think it would be good if the buyer would receive a trader to,so when he offers for something or is pending a sale the seller should know if it's serious a buyer or not.for me the trader rating is very important as i buy something that need shiping to other country can't pay a big amount of money to someone that has no trader,maybe it screws me up.sorry for my bad english,alex

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Originally Posted by jack-de

cheers for the headlights wilky :D

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Haha! No problem, I mugged them off some daft southerner ;)

I think Some people may be confused, paypal has nothing to do with the forum, it's just a simple way of sending money to a stranger, which is precisely what 90% of the users are to other users.

I can't sit and say that paying as a gift is banned, because it's always down to the individual. If you dont want to pay fees and risk it then that's up to you.

The itrader system is in place to help people show their trading reputation, just like eBay.
If you chose to buy from someone with little or no reputation then paying paypal fees is a little bit of insurance.

What I can ask is for sellers not to ask for payments as a gift, because it's not a gift it's a payment for an item.

When ever I said payments on paypal I always cover the fees swell as putting a description of what it is I'm paying for too just so I can link that payment with the item just incase

Quote:

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Originally Posted by mozovdarlo

I think gift payments on the forum shouldn't be allowed, isn't hard to add the fees to the asking price and that way everyone is covered.

Incase some of you don't know already, this works out the paypal fee amounts http://www.tutv.co.uk/fresh/bitsandp...paypalcost.php

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Couldn't agree more.

I know you can't physically ban gift payments but i do think it should be stipulated in the rules that gift payments are not allowed.

But then how would it be policed? Couldn't ban someone for recieving a gift payment. Nor for sending a gift payment, that's why I keep saying it's down to the buyers discression.

Perhaps request that people with an itrader rating of say less than 10 aren't allowed to ask for gift payments, might be a bit easier to enforce - can simply delete it off the thread before it's approved.

I'm asking NO ONE to ask for a gift payment. It makes no difference at all to the seller if the buyer pays fees or the buyer sends as a gift, so the only difference is to the buyer.

If the buyer doesn't want to pay the extra they can send as a gift at their own risk.

Again, I can't make forum rules saying 'You cannot send as a gift', I can only advise you not to unless you think the seller is trustworthy enough to give them money without any insurance!

I didnt' know that the buyer could pay the fees?

in that case... I would welcome people buying from me who pay by pal pal to pay for the fees intead as personal payment :)

the buyer pays the fees by the seller adding that price to the listing price.

Not always. How many adds do you see asking the buyer to cover fees, or a different price if you're paying with paypal?

I always ask buyer to pay fees if I'm selling goods and the buyer wants to pay with paypal, I advise all other's to do the same. Either that or list a slightly higher price for people wishing to pay with paypal.

Lol you cant stop people from sending money as a gift. IMO its your choice wether you send it as a gift or not, for instance everyone i have purchased items from are quite well known forum members so obviously they are not going to run off with my monies.
If you suspect the character to be a little bit shady then dont send it as a gift. Its common sense really :):)

Exactlyz.

i tend to always put the fee in with the asking price to be honest. if the buyers willing to pay the asking price then the fees are paid anyway

Unstuck prior to converting the recommendation and information into a section announcement.